Wealth Management
striving to provide performance plus impact at low cost
Macroclimate® accounts include:
Low-cost institutional-grade Dimensional funds
Diversified portfolio tailored to your risk tolerance, time horizon and cash needs
Automatic tax-efficient rebalancing
About Our "Fee-Only" Services
Our comprehensive “fee-only” services cover development of portfolio policies and asset allocation plans, on-going research and analysis, and day-to-day management and execution of the individual investment portfolios.
We accept no commissions, soft dollars, or other hidden costs often associated with the asset management industry. Transaction cost savings, if any, are passed through to clients.
What is a fiduciary advisor?
The fiduciary standard of care requires that we act solely in the client’s best interest when offering personalized financial advice. Learn more abut the difference between fiduciary and suitability standards in our strategy brief, How to Pick Financial Advisors.
More information about our investment philosophy and capabilities.
State-of-the-Art Digital Technology
Macroclimate uses secure state-of-the-art web technology to automate service delivery for your convenience, lower cost, faster response, and improved learning and understanding of core investment concepts and trade-offs for better decision making.
Automation means self service — any time, anywhere. This includes the full functionality of the Charles Schwab online portal, and 24x7 availability of portfolio performance reports — updated as of yesterday’s close.
Automation also means enhanced services. For example, graphical performance reports are interactive for improved clarity and understanding. Automation also plays an important role in our internal operations — we utilize state-of-the-art algorithmic rebalancing to facilitate timely cash management, tax minimization and cost-effective trading for your benefit.